Colorful Modern Credit Card Design on Black Background

A stylized credit card rendered in a modern, playful design featuring wavy patterns in black, yellow, gray, and turquoise. Set on a matte black background, this image offers a vibrant, digital aesthetic suitable for finance, banking, fintech startups, or payment service websites. The card includes a gold chip, emphasizing its realistic and functional feel. It’s ideal for illustrating online payments, digital wallets, secure transactions, or promotional content for financial services. The abstract yet clear design balances creativity with professional finance themes.